Reviewed by Hernan Picalomino, Licensed NY Insurance Broker (P&C), HP Advisory Group
Find & Fix Coverage Gaps Before They Become Expensive Surprises
HP Advisory Group helps Brooklyn drivers fix insurance coverage gaps before they become expensive surprises. Get a free, no-pressure auto coverage review from local insurance agents, instead of a call center.
HP Advisory Group
LOCAL INSURANCE AGENTS
Serving drivers across Brooklyn, Bay Ridge, Flatbush & Kings County
Find out what “full coverage” really means for you
Know your real deductible before you need it
Check your uninsured motorist protection
A real person reviews your policy, not a bot
Queens
SERVICE AREA
2017
OPEN SINCE
182+
GOOGLE REVIEWS
3.9 ★
GOOGLE RATING
HP Advisory Group
Local Insurance Agents
Serving Brooklyn & Kings County
263 McGuinness Blvd, Brooklyn, NY 11222
Mon–Fri: 9:00 AM–7:00 PM
Sat: 10:00 AM–4:00 PM
Sun: Closed
Meet Your Local Auto Insurance Advisor
Meet Hernan Picalomino
Local Insurance Agent
Serving Brooklyn & Kings County
Hernan Picalomino leads HP Advisory Group as a GEICO-affiliated insurance agent focused on helping Brooklyn residents protect their vehicles, properties, and families by fixing insurance coverage gaps before they become expensive surprises.
- GEICO-affiliated licensed insurance broker
- 9+ years of insurance advisory experience
- Multi-line coverage review and savings analysis
- Serving Brooklyn and every Kings County neighborhood
situation
Most Brooklyn Drivers Don’t Find Out They Have a Coverage Gap Until They File a Claim.
Sound familiar?
That’s not because you weren’t careful. It’s because nobody ever checked your policy against your real life — not the agent, not you.
Buying a policy only confirms two things: a price and the legal minimum. It doesn’t confirm you’re actually covered.
"I thought my deductible was lower than that."
"I didn't know uninsured motorist coverage was optional."
Nobody told me what my policy actually excluded.
problem
Here’s What Brooklyn Drivers Tell Us Most — Right After It Was Too Late to Do Anything About It
Every one of these complaints can be avoided the same way: a closer look at your policy with someone who knows what to check for and is willing to go the extra mile.
Is “full coverage” really full?
“I thought I had full coverage.” Most people believe it’s a specific product. It isn’t. Finding that out after an accident is the single most common shock we hear.
Why was my deductible higher than I expected?
“My deductible was way higher than I realized.” The number on your policy and the number that actually hits you can be very different if nobody ever walked you through it.
What if the other driver isn’t insured?
“I didn’t have enough protection if the other driver wasn’t insured.” A large share of drivers on the road carry little or no insurance. This is the coverage that protects you when they can’t pay, no matter whose fault it is.
Solution
A Quote Tells You a Price.
A Coverage Review Tells You How Your Policy Would Actually Perform If a Real Loss Happened.
A sale is considered complete the moment a price is set and you’ve cleared New York’s legal minimum.
Nothing in that transaction requires verifying that your coverage would actually perform the way you assume it would if you had a real loss — not the quote, not the paperwork, not the legal minimum.
A coverage review is the one step that actually does — a licensed local advisor reads your policy against your real life, not just your ZIP code.
Here's exactly what that looks like once you connect with Hernan or a local member of the HP Advisory Group team.
We review your existing coverage.
We identify the costly gaps.
We explain them in a way you can actually understand.
We help you fix them.
Let’s Make Sure Your Brooklyn Auto Policy Has You Fully-Covered
- Free side-by-side comparison of your current policy
- Multi-policy bundling discount — auto + renters or home
- Brooklyn-specific rate analysis — NY insurance laws applied
- No-pressure quote, delivered same day by Hernan's office
- Español disponible — bilingual service team
*Rates based on individual circumstances. Available to Brooklyn residents in Kings County, NY.*
Brooklyn Auto Insurance
Start Your Brooklyn Auto Insurance Quote
Includes a free Full-Coverage auto policy review with a local agent from the HP Advisory team.
Auto INSURANCE IN BROOKLYN, New York
Auto Insurance For Drivers In Brooklyn, Bay Ridge, Flatbush & Beyond
COMMUNITIES WE SERVE IN KINGS COUNTY
If you live in Bay Ridge, Park Slope, Williamsburg, Flatbush, or anywhere else in Kings County and you're overpaying, underinsured, or just tired of guessing about your coverage, HP Advisory Group offers Brooklyn residents a closer option than a national call center. New York State law requires minimum auto liability coverage of 25/50/10, but Brooklyn drivers face some of the highest-density traffic corridors in the country, from Atlantic Avenue to the BQE interchange.
Renters in Bed-Stuy, Greenpoint, and Bushwick can add a renters bundle to an existing auto policy in minutes. Homeowners in Borough Park, Bensonhurst, and Dyker Heights can take advantage of multi-policy discounts that lower both premiums at once.
FREQUENTLY ASKED QUESTIONS
About Insurance Coverage In Brooklyn
What happens during a coverage review with HP Advisory Group?
You start by sharing some basic details about your current coverage. Hernan or a member of his team personally reviews your policies for gaps, overlaps, and savings. Next, we walk you through your options in plain language. You leave with a clear, personalized protection plan.
Do you charge a fee for a quote review?
No, our personal insurance quote reviews are complimentary for Brooklyn residents.
Can I just get a quote online instead of talking to someone?
Yes, you can start your quote online, and our team will follow up to ensure you're getting all eligible discounts.
Is HP Advisory Group licensed to sell insurance in New York?
Yes, Hernan Picalomino is a fully licensed insurance broker affiliated with GEICO, serving all of New York.
What happens if I need to file a claim - do you help with that?
Absolutely. Our team provides claim support and guidance to make the process as smooth as possible.
How much can bundling my auto and home insurance actually save me?
Savings vary by policy, but bundling can often save you between 5% and 25% on your premiums.
Do you offer bilingual service in Spanish?
Yes, we have bilingual staff available to assist Spanish-speaking clients.
Can you help me switch carriers without a lapse in coverage?
Yes, we coordinate the start date of your new policy with the cancellation of your old one to ensure seamless protection.
Don’t Wait Until the Damage Is Done.
The Most Expensive Part of Your Auto Insurance Policy Is the Coverage You Think You Have…But Don’t. Don’t wait until the damage is done to find out you’re not “fully-covered.” Schedule your free Brooklyn auto coverage review today.
HP Advisory Group
LOCAL INSURANCE AGENTS
Serving drivers across Brooklyn, Bay Ridge, Flatbush & Kings County
Find out what “full coverage” really means for you
Know your real deductible before you need it
Check your uninsured motorist protection
A real person reviews your policy, not a bot
HP Advisory Group
HP Advisory Group helps New Yorkers fix insurance coverage gaps before they become expensive surprises. Get a free, no-pressure auto coverage review from local insurance agents, instead of a call center. Serving Brooklyn, Queens, Manhattan, the Bronx, Nassau County, and Suffolk County.
Visit Us
Brooklyn Office
263 McGuiness Blvd
Brooklyn, NY 11222
Contact Us
Office Hours
Mon - Fri: 9:00 AM - 7:00 PM
Sat: 10:00 AM - 4:00 PM
Sun: Closed
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