Reviewed by Hernan Picalomino, Licensed NY Insurance Broker (P&C), HP Advisory Group
Find & Fix Coverage Gaps Before They Become Expensive Surprises
HP Advisory Group helps Queens drivers fix insurance coverage gaps before they become expensive surprises. Get a free, no-pressure auto coverage review from local insurance agents, instead of a call center.
HP Advisory Group
Serving Queens drivers across Flushing, Jackson Heights, Astoria, Forest Hills, and every Queens neighborhood.
Find out what “full coverage” really means for you
Know your real deductible before you need it
Check your uninsured motorist protection
A real person reviews your policy, not a bot
Queens
SERVICE AREA
2017
OPEN SINCE
182+
GOOGLE REVIEWS
3.9 ★
GOOGLE RATING
HP Advisory Group
Local Insurance Agents
Serving Queens & Queens County
263 McGuinness Blvd, Brooklyn, NY 11222
Mon–Fri: 9:00 AM–7:00 PM
Sat: 10:00 AM–4:00 PM
Sun: Closed
Meet Your Local Auto Insurance Advisor
Meet Hernan Picalomino
Local Insurance Agent
Serving Queens & Queens County
Hernan Picalomino leads HP Advisory Group as a GEICO-affiliated insurance agent focused on helping Queens drivers protect their vehicles, properties, and families by fixing insurance coverage gaps before they become expensive surprises.
GEICO-affiliated licensed insurance broker
9+ years of insurance advisory experience
Multi-line coverage review and savings analysis
Serving Queens and every Queens County neighborhood
situation
Most Queens Drivers Don’t Find Out They Have a Coverage Gap Until They File a Claim.
If any of that sounds familiar, it’s not because you weren’t paying attention; it’s because nobody ever sat down and matched your policy against how you actually drive in Queens.
A policy purchase only proves two things: what you paid, and that you cleared the state’s legal minimum. It was never designed to prove your coverage would actually perform the way you assume it would if something happened.
"I thought my deductible was lower than that."
"I didn't know uninsured motorist coverage was optional."
Nobody told me what my policy actually excluded.
problem
Here’s What Queens Drivers Tell Us Most — Right After It Was Too Late to Do Anything About It
Every one of these complaints can be avoided the same way: a closer look at your policy with someone who knows what to check for and is willing to go the extra mile.
I Thought “Full Coverage” Meant Everything Was Covered
It’s the single most common misunderstanding we run into. “Full coverage” isn’t a real, defined product; it’s a marketing phrase. Finding out what it actually excludes after an accident is where most of the shock happens.
My Deductible Was Way More Than I Expected
“My deductible was way higher than I realized.” The number on your policy and the number that actually hits you can be very different if nobody ever walked you through it.
What Happens If the Other Driver Has No Insurance?
More drivers carry little or no insurance than most people assume. Uninsured motorist coverage is what protects you when the person at fault can’t pay — and it’s often the first thing missing from a bare-minimum policy.
Solution
A Quote Tells You How Much You Pay For Your Policy. A Coverage Review Tells You How Much You Pay When You Use It.
An insurance policy sale is considered complete the moment a price is set and it meets New York’s legal minimum.
Nothing in that transaction requires verifying the out-of-pocket expenses you'll need to pay if you actually get in an accident — not the quote, not the paperwork, not the legal minimum.
A coverage review is the one step that helps you be sure your auto insurance will actually cover the expenses you hope it does — a licensed local advisor reviews your policy for coverage of specific considerations that could drive up your out-of-pocket costs if you have to file a claim, not just your ZIP code.
Queens Drivers Avoid Unexpected Out-Of-Pocket Expenses With Our Help
Here's exactly what that looks like once you connect with Hernan or a local member of the HP Advisory Group team.
We review your existing coverage.
We identify the costly gaps.
We explain them in a way you can actually understand.
We help you fix them.
Let’s Make Sure Your Queens Auto Policy Has You Fully-Covered
Free comparison of your current policy against what you actually need
Checked against Queens’ driving conditions and New York coverage law
A free, automatic policy review every year, so gaps don’t creep back in
No-pressure quote, delivered same day by Hernan's office
Español disponible
Rates based on individual circumstances. Available to Queens residents in Queens County, NY.
Queens Auto Insurance
Start Your Queens Auto Insurance Quote Online
Includes a free Full-Coverage auto policy review with a local agent from the HP Advisory team.
Auto Insurance In Queens, New york
Auto Insurance for Drivers In Flushing, Jackson Heights, Astoria & Beyond
Communities We Serve in Queens County
If you live in Flushing, Jackson Heights, Astoria, Forest Hills, or anywhere else in Queens County and you’re overpaying, underinsured, or just tired of guessing about your coverage, HP Advisory Group offers Queens drivers a closer option than a national call center. New York State law requires minimum auto liability coverage of 25/50/10, but Queens drivers face some of the most complex traffic patterns in the country, from the Van Wyck to the Grand Central Parkway near LaGuardia.
Drivers in Rockaway Beach, Far Rockaway, and Richmond Hill can start their review online in minutes. We also serve Jamaica, Whitestone, Douglaston, Woodside, Long Island City, Ozone Park, Fresh Meadows, Hollis, Springfield Gardens, Rosedale, and St. Albans.
FREQUENTLY ASKED QUESTIONS
About Insurance Coverage In Queens, NY
What Does HP Advisory Group Offer Queens Drivers?
HP Advisory Group gives Queens drivers a free auto insurance coverage review with a local advisor — checking your policy against the congestion risk of the Van Wyck Expressway, the Grand Central Parkway, and LaGuardia-area traffic, then placing your policy directly with GEICO once any gaps are fixed.
What happens during a coverage review with HP Advisory Group?
We compare what your policy actually covers against what you need — full coverage limits, your real deductible, and uninsured motorist protection — then walk you through any gaps in plain language, no pressure.
Do you charge a fee for a coverage review?
No, our auto coverage reviews are complimentary for Queens residents.
Can I just get a quote online instead of talking to someone?
You can start online, but every review is finished by a licensed local advisor, not an algorithm, so the gaps that actually matter don’t get missed.
Is HP Advisory Group licensed to sell insurance in New York?
Yes, HP Advisory Group is licensed in New York, and also in Florida, New Jersey, North Carolina, and Pennsylvania.
What happens if I need to file a claim; do you help with that?
Yes, our team supports and advocates for you through the entire claims process.
Which carrier do you write my auto policy with?
Your auto policy is placed directly with GEICO, so you get the backing of one of the country’s largest auto insurers along with Hernan’s personal, local service.
Do you offer bilingual service in Spanish?
Yes, hablamos español. We have bilingual staff available to assist Spanish-speaking clients.
Can you help me switch carriers without a lapse in coverage?
Yes, we coordinate the start date of your new policy with your old policy's cancellation.
Don’t Wait Until the Damage Is Done.
The Most Expensive Part of Your Auto Insurance Policy Is the Coverage You Think You Have…But Don’t. Don’t wait until the damage is done to find out you’re not “fully-covered.” Schedule your free Queens auto coverage review today.
HP Advisory Group
LOCAL INSURANCE AGENTS
Serving Queens drivers across Flushing, Jackson Heights, Astoria, Forest Hills, and every Queens neighborhood.
Find out what “full coverage” really means for you
Know your real deductible before you need it
Check your uninsured motorist protection
A real person reviews your policy, not a bot
HP Advisory Group
HP Advisory Group helps New Yorkers fix insurance coverage gaps before they become expensive surprises. Get a free, no-pressure auto coverage review from local insurance agents, instead of a call center. Serving Brooklyn, Queens, Manhattan, the Bronx, Nassau County, and Suffolk County.
Visit Us
Brooklyn Office
263 McGuiness Blvd
Brooklyn, NY 11222
Contact Us
Office Hours
Mon - Fri: 9:00 AM - 7:00 PM
Sat: 10:00 AM - 4:00 PM
Sun: Closed
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